Postal Life Insurance

Postal Life Insurance is 117 years young. It was started in 1884 as a welfare measure for the employees of Posts & Telegraphs Department under Government of India dispatch No. 299 dated 18-10-1882 to the Secretary of State. Due to popularity of its schemes, various departments of Central and State Governments were extended its benefits. Now Postal Life Insurance is open for employees of all Central and State Government Departments, Nationalized Banks, Public Sector Undertakings, Financial Institutions, Local Bodies like Municipalities and Zila Parisads, Educational Institutions aided by the Government etc

Rural Postal Life Insurance
On 24th March, 1995, the benefits of Postal Life Insurance were extended to rural populace of the country under the banner of Rural Postal Life Insurance

Postal Life Insurance Schemes
  • Whole Life Assurance
  • Endowment Assurance
  • Convertible Whole Life Assurance
  • Anticipated Endowment Assurance
  • Joint Life Endowment Assurance.

Rural Postal Life Insurance Schemes

  • Whole Life Insurance (WL) Plan
  • Convertible Whole Life Insurance (CWL) Plan.
  • Endowment Assurance (EA) Plan
  • Anticipated Endowment Assurance (AEA) Plan

10 years Rural PLI Plan
Eligibility for taking a Postal Life Insurance Policy

  • Age: Between 19 and 50 years as on next birth date of the proponent 
  • Employees of Central and State Governments, Defence Services 
  • Extra Departmental Agents and industrial and work-charged employees in the Department of Posts and Telecommunications. 
  • Govt. aided Educational Institutions, Universities established by Government Local bodies like Municipalities, Zila Parisad, Mahanagar Palika 
  • All nationalized banks, RBI, SBI Subsidiaries 
  • State and Central Govt. Undertakings, corporations, boards, organizations and financial institutions like UTI, IDBI, ISRO, KPTCL, KSRTC, SAIL, VSNL ,BSNL,MTNL etc.
  • 100% security by Government of India
  • Income Tax Rebate under Sec. 88.
  • Low Premium.
  • High Bonus.
  • Options for Loan, Assignment, Surrender, Conversion and Paid Up Value.
  • Repayment of Loan is optional. However interest is payable every 6 months.
  • Easy transfer to any place in India free of cost.
  • Pass book facility for payment of premia & other payments like loan, interest through any Departmental Post Office.
  • Pay recovery facility for Institutions and Organizations having more than 20 policies.
  • Facility for payment of premia monthly, half yearly and annually on any working day of the month for which it is due.
  • Rebate @ 1% for payment of 6 months premia in advance.
  • Rebate @ 2% for payment of 12 months premia in advance.

Nomination facility.
Facility for revival of policies lapsed due to non-payment of premium.
Payment of policy money through any Post Office, anywhere in India.
Centralized accounting for quick and easy settlement of claims through fully computerized office management.

For more details contact

Director Postal Services
Mizoram, Aizawl-796001
The Dy, Divisional Manager(PLI) ,
o/o Chief PMG
NE Circle, Shillong 793001


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